Existing home sales in January increased 0.6% compared with December, according to the National Association of Realtors. There were 1.04 million homes for sale at the end of January, a 26% drop from a year ago. The lack of supply in the face of strong demand continues to push prices higher and higher.
Lumber price is double the price from just three months ago, a record high. Single-family homes, which are the most desperately needed, fell 12% from December as material costs increase and delays slow down home building.
Mortgage rates sat near record lows in December, when most of the contracts on these sales would have been signed. That gave buyers additional purchasing power, especially given sky-high prices. However, mortgage rates have moved sharply higher in this week. The average rates have risen by nearly 0.25%
The Fed will be purchasing up to $5.29B in mortgage-backed-securities today.
Since it still takes longer than usual to process application, approved file must be prepared to lock what you can and keep close monitor on the market. |
根据美国房地产经纪人协会的数据,1月份的成屋销售量比12月增长了0.6%。截至1月底,共有104万套房屋待售,比去年同期下降了26%。面对强劲需求的供应不足继续推高价格。
木材价格是三个月前价格的两倍,最迫切需要的独户房屋开工量比去年12月下降了12%,原因是建筑材料成本增加和某些房屋建造的延缓。
12月份的抵押贷款利率接近历史低点,这给买家带来了额外的购买力,尤其是影響到高房价。但是,从上周开始抵押贷款利率已有明顯地上升,贷款利率平均上涨了近0.25%。
美联储今天将购买高达$ 5.29B的抵押贷款支持证券。
贷款审批还是很缓慢,必须准备好锁定批准的文件,并密切监视市场。 |
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