U.S. jobless claims total 375,000 last week, falling for a third straight week, matching estimates from economists surveyed by Dow Jones. The number of insured unemployment claims, a measure of continuing jobless claims, fell to 2.866 million for the last week of July, according to Thursday’s report. That is the lowest level since mid-March 2020.
Weekly mortgage demand hints at the return of the first-time homebuyer. A slight increase in mortgage rates did not deter borrowers, especially since rates are still historically low. Mortgage applications to purchase a home rose 2% for the week, but were still 18% lower than one year ago.
Dallas Federal Reserve President Robert Kaplan said Wednesday that the central bank should begin to taper its monthly purchases of Treasury bonds and mortgage-backed securities in October. The consumer price index, or CPI, rose 5.4% in July from a year earlier, in line with June’s figure and matching the largest jump since August 2008.
Paying attention the Fed’s monetary policy while continuing to float is recommended for most files.
美国上周初请失业金人数为 375,000，连续第三周下降，与道琼斯调查的经济学家的估计相符。根据周四的报告，7 月最后一周的保险失业申请数量下降至 286.6 万，这是衡量持续申请失业救济的指标。也是自 2020 年 3 月中旬以来的最低水平。
每周抵押贷款需求暗示首次购房者的回归。抵押贷款利率的小幅上涨并没有阻止借款人，特别是因为利率仍然处于历史低位。本周购房抵押贷款申请增加了 2%，但仍比一年前低 18%。
达拉斯联储主席罗伯特·卡普兰 (Robert Kaplan) 周三表示，该央行应该在 10 月份开始减少每月购买的美国国债和抵押贷款支持证券。 7 月份消费者价格指数 (CPI) 较上年同期上涨 5.4%，与 6 月份的数据一致，并创下 2008 年 8 月以来的最大涨幅。
建议將大部分貸款申请文件继续浮动但同时关注美联储的货币政策。
