Jobless claims totaled 348,000 for the week ended Aug. 14, below the estimated 365,000 and down 29,000 from the week before. Continuing claims fell to 2.82 million, as this all marks the improvement of the work market even in the midst of the epidemic.

 

Federal Reserve officials at their July gathering made plans to pull back the pace of their monthly bond purchases, likely before the end of the year. However, committee members broadly agreed that employment has not met the “substantial further progress” benchmark the Fed has set before it would consider raising rates.

 

The market is reacting to the Afghanistan news, COVID surges, and Fed Tapering, leading to disruption of economic activity, the hiring process, and getting back to work.

 

Set the target range to get ready to lock in your rate, and keep an eye on the volatile market.

 

截至 8 月 14 日,初请失业金人数总计 348,000 人,低于预估的 365,000 人,比前一周减少 29,000 人。持续索赔下降至 282 万,这都标志现在即使在疫情的情况下工作市场的好转。

 

美联储官员在 7 月的会议上制定了降低每月购买债券的逐步计划,可能在年底之前开始减缓。然而,委员会成员普遍认为,就业尚未达到美联储在考虑加息之前设定的“实质性进一步进展”基准。

 

市场对阿富汗新闻、疫情波動和美联储對购债减缩的都有了相对的反应,对经济活动、招聘考量和恢复工作都会有些影响。

 

建议大家并密切关注市场波动,订好利率范围,随时锁定利率!

Economic Calendar

Report Period Estimate Impact
Date: Mon. Aug. 23
Existing Home Sales Jul 5.84M Moderate
Date: Tue. Aug. 24
New Home Sales Jul 700K Moderate
Date: Wed. Aug. 25
Durable Goods Orders Jul -0.8% Moderate
Date: Thu. Aug. 26
GDP Chain Deflator Q2 NA High
Jobless Claims (Initial) 8/21 344K Moderate
Gross Domestic Product (GDP) Q2 6.6% High
Date: Fri. Aug. 27
Personal Consumption Expenditures and Core PCE Jul 0.4% High
Personal Consumption Expenditures and Core PCE Jul 3.6% High
Personal Income Jul 0.2% Moderate
Consumer Sentiment Index (UoM) Aug 71.5 Moderate
Personal Spending Jul 0.5% Moderate
Daily rate based on: SFR/Primary/LTV60/FICO 780/Purchase
IMPORTANT: Advertised rates were valid and effective as of the date reflected above, are for informational purposes only, and are subject to change without notice.

Loans are subject to credit and collateral approval. Advertised rates are based on a set of loan assumptions including a borrower with excellent credit history and optimal loan characteristics. Your final interest rate and annual percentage rate (APR) may differ depending on your individual transaction’s specific characteristics, and certain products may not be available for your situation. Several determining factors include, but are not limited to, the state of the property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and credit score.

APR reflects the cost of credit over the term of the loan expressed as an annual rate. For mortgage loans, APR may include the interest rate, discount points (also referred to as “points”), and other charges or fees (such as mortgage insurance and origination fees), but does not necessarily take into account other loan-specific finance charges you may be required to pay.

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