Mortgage applications to purchase a home jumped 7% last week, according to the Mortgage Bankers Association. This is the highest level since April. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($548,250 or less) remained unchanged at 3.03%.


Consumer prices in August rose 5.3% from 2020 and 0.3% from July, the Labor Department reported Tuesday. Both totals were slightly below market expectations, a sign that inflation may be starting to cool.


The bond market is struggling with the threat of the Fed tapering its bond purchases. Keep an eye on the Fed’s Monetary Policy Statement on Wednesday, Sept 22, 2021. Locking interest rates in time for closing loans is recommended.


根据抵押贷款银行家协会的数据,上周购房抵押贷款申请增加了 7%。这是自4月以来的最高水平。贷款余额符合要求(548,250 美元或以下)的 30 年期固定利率抵押贷款的平均合同利率保持不变,为 3.03%。


美国劳工部周二报告称,8 月份消费者价格比 2020 年上涨 5.3%,比 7 月份上涨 0.3%。这两个总数都略低于市场预期,表明通胀可能开始降温。


债券市场正在努力应对美联储缩减债券购买的威胁。密切关注美联储 2021 年 9 月 22 日星期三的货币政策声明,同时建议對即將完成的贷款申请锁定利率。

Economic Calendar

Report Period Estimate Impact
Date: Mon. Sep. 20
Housing Market Index Sep 76.0 Moderate
Date: Tue. Sep. 21
Building Permits Aug 1.610M Moderate
Housing Starts Aug 1.580M Moderate
Date: Wed. Sep. 22
FOMC Meeting Sep Unch High
Existing Home Sales Aug 5.88M Moderate
Date: Thu. Sep. 23
Jobless Claims (Initial) 9/18 328K Moderate
Date: Fri. Sep. 24
New Home Sales Aug 723K Moderate
Daily rate based on: SFR/Primary/LTV60/FICO 780/Purchase
IMPORTANT: Advertised rates were valid and effective as of the date reflected above, are for informational purposes only, and are subject to change without notice.

Loans are subject to credit and collateral approval. Advertised rates are based on a set of loan assumptions including a borrower with excellent credit history and optimal loan characteristics. Your final interest rate and annual percentage rate (APR) may differ depending on your individual transaction’s specific characteristics, and certain products may not be available for your situation. Several determining factors include, but are not limited to, the state of the property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and credit score.

APR reflects the cost of credit over the term of the loan expressed as an annual rate. For mortgage loans, APR may include the interest rate, discount points (also referred to as “points”), and other charges or fees (such as mortgage insurance and origination fees), but does not necessarily take into account other loan-specific finance charges you may be required to pay.

Golden Star, Inc. dba Transglobal Lending, 185 W. Chestnut Ave., Monrovia, CA 91016, NMLS # 1437002 ( All rights reserved. Equal Opportunity Employer and Equal Housing Lender. All mortgage products are subject to credit property approval. Rates, Program terms and conditions are subject to change without notice. Additional conditions, qualifications, and restrictions may apply. This is not an offer for extension of credit or a commitment to lend.