NEWSadmin2023-01-30T23:17:19-08:00

NEWS

Mortgage Market Update 1-10-22
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Mortgage Market Update 1-10-22

what is forecasted for mortgage rates in 2022. Federal Reserve in Focus The hottest topic on the minds [...]

Mortgage Market Update 12-13-21
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Mortgage Market Update 12-13-21

The consumer price index came in slightly hotter than expected in November, as the CPI inflation rate hit a [...]

Mortgage Market Update 12-06-21
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Mortgage Market Update 12-06-21

Last week the average rate on the 30-year mortgage with conforming loan balance increased to 3.31%. The rise in [...]

Mortgage Market Update 11-22-21
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Mortgage Market Update 11-22-21

Mortgage rates continued to climb higher at the start of this week, and are now at the highest level [...]

Mortgage Market Update 11-01-21
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Mortgage Market Update 11-01-21

Fed Chairman Powell previously stated that it is time to reduce debt purchases, but now is not the time [...]

Mortgage Market Update 10-25-21
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Mortgage Market Update 10-25-21

Existing home sales resumed an upward trajectory in September. The National Association of Realtors® (NAR) said sales of pre-owned [...]

Mortgage Market Update 10-18-21
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Mortgage Market Update 10-18-21

Federal Reserve officials could begin reducing the pace of its monthly asset purchases as soon as mid-November, according to [...]

Mortgage Market Update 10-11-21
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Mortgage Market Update 10-11-21

Congress agreed to a short-term increase of the U.S. debt ceiling to avoid a national default and economic crisis. [...]

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Daily rate based on: SFR/Primay/LTV60/FICO 780/Purchase

IMPORTANT: Advertised rates were valid and effective as of the date reflected above, are for informational purposes only, and are subject to change without notice.

Loans are subject to credit and collateral approval. Advertised rates are based on a set of loan assumptions including a borrower with excellent credit history and optimal loan characteristics. Your final interest rate and annual percentage rate (APR) may differ depending on your individual transaction’s specific characteristics, and certain products may not be available for your situation. Several determining factors include, but are not limited to, the state of the property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and credit score.

APR reflects the cost of credit over the term of the loan expressed as an annual rate. For mortgage loans, APR may include the interest rate, discount points (also referred to as “points”), and other charges or fees (such as mortgage insurance and origination fees), but does not necessarily take into account other loan-specific finance charges you may be required to pay.

Figure: 7 TAC §80.200(b)

“Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 north lamar, suite 201, Austin, Texas 78705. complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. a toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.”